One of the options available to you, as a person seeking to purchase a vacuum cleaner, is that of charging the purchase to a credit card (assuming that you have a credit card). There are, however, several questions that you need to ask yourself, before taking that step of charging a vacuum cleaner purchase to a credit card.
The first question to ask yourself, before charging a vacuum cleaner purchase to a credit card, is the question as to whether the machine you are seeking to buy is indeed the best value for your money. You need to have figured out what is the best vacuum cleaner before deciding to pay for it using a credit card. This is because a purchase charged to a credit card is likely to turn out to be a very costly purchase in the long run – when the interest is factored in. By the way, you shouldn’t just go for the best vacuum cleaner in the general sense, but also for the best vacuum cleaner for your specific needs. If, for instance, you are looking for a pet-hair vacuum cleaner, then you need to ensure that what you ultimately charge to your credit card is indeed the top-rated vacuum cleaner for pet hair.
The second question you need to ask yourself, before charging a vacuum cleaner purchase to a credit card, is as to whether is no alternative model you could use to finance the purchase. As the best finance experts (including those associated with American Institute of CPAs) will tell you, charging such a purchase to your credit card should be the very last resort.
The third question you need to ask yourself, before charging a vacuum cleaner purchase to a credit card is as to whether you will be in a position to repay the resultant debt in a timely manner. This, then, is also a question as to whether you really can afford to buy the machine. It is still a hard question that you’d have to answer, even if you were considering buying a Honda Motorbike (or any other modestly expensive product).