Questions to Ask Yourself Before Charging a Vacuum Cleaner Purchase to a Credit Card

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One of the options available to you, as a person seeking to purchase a vacuum cleaner, is that of charging the purchase to a credit card (assuming that you have a credit card). There are, however, several questions that you need to ask yourself, before taking that step of charging a vacuum cleaner purchase to a credit card.

The first question to ask yourself, before charging a vacuum cleaner purchase to a credit card, is the question as to whether the machine you are seeking to buy is indeed the best value for your money. You need to have figured out what is the best vacuum cleaner before deciding to pay for it using a credit card. This is because a purchase charged to a credit card is likely to turn out to be a very costly purchase in the long run – when the interest is factored in. By the way, you shouldn’t just go for the best vacuum cleaner in the general sense, but also for the best vacuum cleaner for your specific needs. If, for instance, you are looking for a pet-hair vacuum cleaner, then you need to ensure that what you ultimately charge to your credit card is indeed the top-rated vacuum cleaner for pet hair.

The second question you need to ask yourself, before charging a vacuum cleaner purchase to a credit card, is as to whether is no alternative model you could use to finance the purchase. As the best finance experts (including those associated with American Institute of CPAs) will tell you, charging such a purchase to your credit card should be the very last resort.

The third question you need to ask yourself, before charging a vacuum cleaner purchase to a credit card is as to whether you will be in a position to repay the resultant debt in a timely manner. This, then, is also a question as to whether you really can afford to buy the machine. It is still a hard question that you’d have to answer, even if you were considering buying a Honda Motorbike (or any other modestly expensive product).

How the 21st Century is Shaping Up

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We are already in the second decade of the 21st century, the first decade (year 2000 to year 2009) being already behind us. Given the passage of more than 14 years from the beginning of the 21st century, we can clearly start to see how the century is shaping up.

Firstly, the 21st century is shaping up to be a century of great technological advancement. It is really only in the 21st century that the Internet has grown to be something that is used by the masses. It may be hard to remember, but before the 21st century, things like Facebook and Twitter were unheard of and unimaginable. It is also in the 21st century that computer technology has had a major impact, worldwide, in terms of how people actually live and how people do business.

Secondly, the 21st century is shaping up to be a century of economic turmoil. The century started with the dot com bust. That was followed by a small economic boom, which then gave way to a global recession the world is still reeling from. Perhaps we may see better economic times in the decades to come, but what we have so far is, frankly, a struggle.

Thirdly, the 21st century is shaping up to be a century of new politics. These are politics in which the power seems to be more with the corporations, rather than with the people.

Fourthly, the 21st century is shaping up to be a century when social dynamics are changing at an amazing rate. This is the century in which all things that were frowned upon in the previous centuries seem to have finally achieved acceptance.